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Update your iPhone if you haven't already because iOS 17.4is now out. The latest iOS update was released on Tuesday and with it comes new emojis as well as other tweaks and updates to the iPhone.

Most of the updates with iOS 17.4, however, are EU related as Apple makes changes pertaining to new regulation called the Digital Markets Act. But, perhaps one of the biggest changes that comes with iOS 17.4 is a new addition:

Apple has added a brand new API called FinanceKit.

What does FinanceKit mean for iPhone users?

FinanceKit allowsthird-party app developers to safely access and interact with users' Apple Card, Apple Cash, and Savings with Apple account information.

This integration enables users' preferred iPhone budgeting apps to pull transactions and balances from user accounts directly into these applications. Budgeting and money management apps Copilot, Monarch, and YNAB are the first three to deploy FinanceKit-powered features that pull this information automatically into a users profile.

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"The most requested credit card integration is now live on Copilot Money," Copilot postedon X. "Starting today, Copilot can keep track of your Apple Card, Apple Cash, and Savings accounts."

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"Big update!" Monarch also postedto X. "In direct collaboration with Apple, Monarch is one of the first to offer full Apple Card, Apple Cash, and Savings support with iOS 17.4. We heard your requests. Now you can sync your wallet directly for seamless budgeting!"

The Apple card, along with Apple Cash and the Savings account, have experienced fairly impressive growth over the years. The Apple Card currently has 12 millioncardholders, which enables customers to finance Apple-related purchases and earn cashback.

The new integrations made possible by FinanceKit help users manage their finances without manually inputting the transaction.

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